46 Nebraska Cattleman November 2023 proactive steps you can take to protect your interests. • Start Early with NCIG: The key to surviving a hard market is preparation. Start your renewal process early by working closely with the team at NCIG. We can help you navigate the complex insurance landscape, acting as your advocate to connect you with carriers and underwriters. • Review Your Current Insurance: It's essential to regularly review your insurance policies with a critical eye. Can your deductibles be adjusted to better fit your risk tolerance? Is your property's appraisal up to date to ensure accurate coverage? Are there risk prevention opportunities you can implement to lower your premiums? We can help you answer these questions. Also, NCIG offers free policy reviews. • Proactive Risk Management: The old adage "an ounce of prevention is worth a pound of cure" rings true in insurance. Business owners who proactively address risk, control losses and manage exposures will be better prepared for a hardening market than those who do not. This might involve investing in safety measures, employee training or cybersecurity measures, depending on your unique risks. In conclusion, the hardening insurance market may be challenging but, with an experienced guide, you can make it through. By working closely with experienced professionals, reviewing your policies and taking a proactive approach to risk management, you can weather the storm and protect your assets in this turbulent insurance landscape. And I’ll let you know if I find any fuel points! About NCIG: NCIG was established as a partnership between Nebraska Cattlemen and FNIC, formerly The Harry A. Koch Co., to provide you, Nebraska’s beef producers, with risk management services specific to the work you do. This joint venture is a valuable benefit for current and new Nebraska Cattlemen members. With NCIG, you have access to a variety of leading carriers to provide a vast selection of products at competitive rates. Our team of licensed professionals provides support with claims, loss control, safety and compliance. You also have access to personal and employee health insurance options, including access to a direct primary care program powered by Strada Healthcare. Learn more at nebraskacattlemen.org/ncig or by contacting Jim Olafson, first vice president, at jim.olafson@fnicgroup.com or (402) 861-7088. NC NCIG • CONTINUED FROM PAGE 42 1/3 Page Horizontal Nebraska Cattleman 2-color Burke Show Cattle October 2023 BURKE SHOW CATTLE 42401 GG Road, Genoa, NE Females like her sell! 5 th Annual Production Sale Saturday, Dec. 2, 2023 At the Ranch at Genoa, Neb. Tim Burke (402) 750-0440 • Cody Burke (402) 649-9735 Derek Vogt (308) 750-5216 Selling 100 Elite Head • Breds & Opens Nebraska State Fair in Lincoln. Some slick salesmen coerced you into buying some magic cleaner or a fancy vacuum cleaner or hooking you in weeks later by giving you free samples of smokeless chewing tobacco. Oh, the memories. The Nebraska Cattlemen Convention and Trade Show is different. It’s much better. The Allied Industries Council members are trusted partners of yours who have been developing solutions for our industry challenges. The annual convention in Kearney is where your leadership meets every year to inform members about issues facing the industry and, through committees, develop plans to address issues; to connect with peers active in Nebraska Cattlemen; and to network with the allied industries members at the welcome reception and trade show. Please visit our booth to say “hi” and learn more about Ten Corp Inc. – the industry leader in the construction of cattle comfort facilities, and learn about Cattlemen's Heritage Beef Company, a $520 million beef processing facility in Mills County, Iowa. From barn to table, our companies deliver high-quality beef products from Midwest family farms to the consumer. I look forward to seeing you in December. NC INSIDE TRACK • CONTINUED FROM PAGE 44
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