98 NEBRASKA CATTLEMAN January 2024 NCIG PEERS HELPFUL INSURANCE CLAIMS SUPPORT JIM GLENDENING | FNIC VICE PRESIDENT AND MANAGER | CLAIMS The true value of our insurance policies often becomes apparent when we find ourselves facing a claim. When the claim is paid, everyone can breathe a sigh of relief. However, getting to that point can sometimes be riddled with unpredictable challenges or annoying hurdles. Working with an independent agent can be invaluable during these situations. At NCIG, we believe that claims management is vital to your overall success. We’re here for you to guide you through the claims process and help you approach claims with confidence. WORKING WITH NCIG At the heart of our approach is a seasoned claims team with experience in claims management. We specialize in helping clients report claims, tailoring processes to address large and complex claims and acting as your advocate when communicating with adjusters and carriers. Navigating the details of an insurance claim can be a daunting task. Our team can guide you through each step, assisting in the collection of necessary information and deciphering insurance jargon such as depreciation (loss in value over time due to factors such as age, wear and tear and obsolescence), replacement cost value (reimbursement if you elect to fully repair/replace your damaged property) and actual cash value (estimated value of the item lost or damaged based on its condition immediately prior to the loss). NCIG can also review your policy for limits, sublimits, exclusions or endorsements that may influence how the policy responds to your claim. Our goal is to empower you with the knowledge needed to make informed decisions throughout the claims process. One distinctive advantage of working with NCIG is our ability to leverage strong relationships with insurance carriers. The carriers are familiar with our team, understanding our commitment to fair and equitable resolutions. This relationship-based approach not only smooths the claims process but also enhances the likelihood of favorable outcomes. PREPARE FOR A CLAIM Preparation is key when it comes to navigating an insurance claim, and we are here to help you through each step. First, document everything from the onset of an incident – capture relevant details, take photographs, gather witness statements and maintain a record of any communication related to the event. Second, establish a reporting structure, ensuring timely notification to both NCIG and your insurance carrier. Last, familiarize yourself with your insurance policy. Understanding the coverage limits, exclusions and deductibles will empower you to make informed decisions related to the claim. © 2024 CNH Industrial America LLC. All rights reserved. New Holland is a trademark registered in the United States and many other countries, owned by or licensed to CNH Industrial N.V., its subsidiaries or affiliates. Dinkel_NC0124.indd 1 12/8/2023 9:16:58 AM
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